Wanting to pay less in interest on your mortgage and lower your monthly payments?

A mortgage refinance is the replacement of an existing mortgage with another mortgage under different terms.

Ready to pay less in interest on your mortgage and lower your monthly payments? A refinance may be the right step for you.

A mortgage refinance is the replacement of an existing mortgage with another mortgage under different terms. Mortgage refinancing can lower your monthly payments, which can add up to significant savings.

Knowing your current refinance mortgage rates is important. Direct Rate Home Loans can keep you informed and help decide when a refinance may be best.

Reasons to consider a mortgage refinance:

30-Year Loan

- Reduce your monthly mortgage payment: Mortgage rates are still very low. A refinance with Direct Rate Home Loans may help you lower payment and possibly save you money.

- Consolidate high interest debt: You could pay off those higher-interest debts by refinancing with a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you can pay less each month, lower your debt, and improve your credit score.

- Pay Off Your Mortgage Faster: The shorter the term on your mortgage, the lower your mortgage rate. Did you know that you may be able to take advantage of today’s competitive rates by shortening the term of your loan (which means paying less interest) without a significant change in your monthly payment?

When to Refinance Your Mortgage?

We offer information on a variety of mortgage refinancing rates and options. When you are ready to take the next step, contact Direct Rate Home Loans. We can advise you on which mortgage refinancing program meets your needs.

About Us

We provide a unique home buying experience that educates clients and establishes lasting relationships. We have perfected our team system to give clients a smooth transaction and wow experience! We are here to make your dreams of homeownership a reality!

Company NMLS: 2419164

Nick Saeva NMLS: 2645213

Equal Housing Opportunity

Contact Us

6985 S. Union Park Center
Suite 150
Cottonwood Heights, UT 84047

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The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.