Before finding your new home, we can help you get pre-qualified. We can also help find you a loan program that best fits your needs.

Buying your first home is a very exciting step! Direct Rate Home Loans loan specialists are here to guide you through every step of the loan process.
Before finding your new home, we can help you get pre-qualified for free. We can also match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with little money down and we will work to ensure the loan payments meet your unique needs.
First time home buyers have a lot of questions and our loan specialists are always available to provide personal attention. They can explain the application process, provide tips to use during your home search, and make sure that you find the perfect home for your needs and budget.
The most secure loan program. Lock in a low payment and sleep tight knowing that your rate will not change.
Perfect for the buyer that wants to put less money down. Purchase your house with as little as 3.5% down!
An amazing deal for veterans and military members. Those who qualify for this loan can purchase with no down payment and no PMI. Find out today if you qualify!
We provide a unique home buying experience that educates clients and establishes lasting relationships. We have perfected our team system to give clients a smooth transaction and wow experience! We are here to make your dreams of homeownership a reality!
Company NMLS: 2419164
Nick Saeva NMLS: 2645213
Equal Housing Opportunity

6985 S. Union Park Center
Suite 150
Cottonwood Heights, UT 84047

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The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.